Chase Taking Over Apple Card, but Cardholders Can Chill

By U.S. News & World Report
January 11, 2026 | 7:00 PM

Chase is becoming the issuer of the Apple Card, taking over from Goldman Sachs, but cardholders shouldn’t see any changes immediately.

For one thing, there has been talk about this move for about a year and a half. For another, though it was announced last week, Apple and Chase say the transaction may not be complete for another two years.

[Read: Best Credit Cards.]

Apple said this: “Apple Card users can continue to use their card as they normally do during the transition. Additional information will be shared as the transition date approaches.”

The Apple Card offers 3% cash back on Apple purchases and Apple Pay purchases at select merchants, 2% cash back in general when you use Apple Pay with your Apple Card, and 1% on all other eligible purchases.

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Chase Taking Over Apple Card, but Cardholders Can Chill originally appeared on usnews.com

A tropical depression could soon form in the Atlantic — but can it survive El Niño’s hostile conditions?

By CNN
August 11, 2026 | 9:11 AM

(CNN) — El Niño has been hitting the snooze button on Atlantic hurricane season for weeks, largely preventing the basin from waking up and churning up storms, but at least one potential tropical troublemaker has a chance to shake the season out of its slumber.The National Hurricane Center is outlooking an area in the tropical Atlantic that has about a 70% or “high” chance of becoming at least a tropical depression late this week. There’s also another area in the northern Atlantic that has a much lower chance to develop, and only in the next day or two.The next tropical storm that forms anywhere in the basin will be named Cristobal.🌤️ Get your local forecast in the CNN Weather appMid-August is typically when the tropics enters its busiest stretch, but any upcoming contenders for tropical development are going to be fighting an uphill battle to form and stay alive against El Niño’s influence.Toe-to-toe with El NiñoThe main challenge these systems face is El Niño’s abundant storm-killing wind shear. It’s a force that’s more likely to stick around as El Niño grows into a potentially record-breaking Super El Niño in the coming months.Wind shear is a change in wind speed or direction at different levels in the atmosphere that can prevent storms from forming in the first place, keep them from strengthening or tear them apart completely. It’s now firmly in place over what should be the most active parts of the Atlantic.This is the exact setup that prompted numerous predictions for a below-average season in the first place. Hurricane season has certainly been living up to those expectations so far: It’s been the least active start to the season since 2009.Arthur and Bertha have been the only tropical storms to date. Both came alive right along the Gulf Coast and were battered by wind shear every step of the way, which prevented them from strengthening significantly and limited their impacts overall.Development chancesThe upcoming tropical chances may face a similar story, just in different locations.The area outlooked with the high chance in the eastern Atlantic marks the first time all season a system could actually form somewhere other than near the United States’ coastline.This area of the Atlantic — called the main development region — should be getting very active at this point in a typical season as wind shear relaxes and ocean temperatures soar, providing tropical systems with ample fuel.But thanks to El Niño, that wind shear remains stubbornly in place and has recently become record strong, according to Phil Klotzbach, a hurricane expert with Colorado State University.There could be a window after Wednesday for the potential system with a high chance of development to get enough of a boost of energy to overcome some of the shear.It could become a tropical depression as soon as Thursday as it tracks west across the tropical Atlantic. But it’s unclear how much stronger it could become.Computer forecast models are also still uncertain exactly where the system could track from there. Some take it toward the eastern Caribbean late this weekend, where it would face more wind shear. Others curve the system northeast of the region, where it could eventually escape the worst shear and head toward the open Atlantic if it survives that long.The other potential development area has a slimmer time frame to spin to life before conditions get more hostile around midweek.Season to dateA normal Atlantic hurricane season typically has at least three tropical storms by August 3 and four by August 15. Bertha — the season’s second storm and the last to roam anywhere in the basin — impacted the US Gulf Coast in late July.The season is also behind on hurricanes: The first hurricane of the season typically forms around August 11. Hurricane Erin formed just a few days after that threshold in 2025 and 2024 had already seen two hurricanes by that point.Mid-August to mid-October is when most tropical storms and hurricanes form, so there’s still plenty of time for tropical systems to make an attempt. However, multiple groups including the National Oceanic and Atmospheric Administration and Colorado State University are growing increasingly confident in their forecasts for a muted season overall.NOAA released a forecast update last week that upped their chances of a below-average season from 55% to 75%. That forecast also notably dropped its range for the overall number of major hurricanes — Category 3 or greater — from one to three to zero to two.If the 2026 season ends without a major hurricane, it would be the first time without such a powerful storm since 2013.The-CNN-Wire™ & © 2026 Cable News Network, Inc., a Warner Bros. Discovery Company. All rights reserved.

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