Skip to main content

Sheriff in Nancy Guthrie case contradicted himself on ransom note

▶ Watch Video: 2 ransom notes released in Nancy Guthrie case, including one saying she died

When investigators in the Arizona disappearance of Nancy Guthrie, the mother of “Today” show co-host Savannah Guthrie, released two ransom notes Friday, one of the messages directly contradicted what Pima County Sheriff Chris Nanos told CBS News in an interview one day earlier.

“I have nothing to indicate she’s dead,” Nanos said Thursday. “I don’t have a body. I don’t have a burial site. I don’t have any note.”

But he did have a note. On Friday, Nanos released the two notes to the public for the first time. The messages had originally been sent to the local CBS station in Tucson in February, shortly after the 84-year-old’s abduction.

Nanos said he released the ransom notes hoping someone would recognize the author’s potentially distinctive wording and help identify who sent them.

The first, submitted a day after Guthrie was reported missing, opened with “Hello Savannah, we have your mother,” demanded a $4 million ransom be paid in bitcoin, and promised to return her to a “safe drop off location” in Tucson within 12 hours of the ransom’s deposit.

The second note, sent just four days later, says, “We never intended to hurt her, that was not our intention. She perished shortly after she was taken. We believe it was heart related. She is buried in nature now.”

The first note included details about Nancy Guthrie’s white Apple Watch and the floodlights on her back porch, leading the FBI to take them seriously.

Both notes were sent via a tip line to CBS affiliate KOLD-TV using email addresses that appeared to be made up and used references to the Guthrie family.

CBS News has previously reported that investigators believed both notes were sent from the same IP address. That address was masked and investigators don’t know whose computer it was sent from.

Lance Leising, a retired FBI supervisory special agent, told CBS News that releasing the notes to drive more tips from the public was a great thing to do.

“However, so late in the case and after a period of time where they have had no communication with the public, it just seems that the media strategy here is a little haphazard,” Leising said.

Leising said the months-delayed release could be due to questions of authenticity.

“I’m sure, and maybe even to this day, they’re not 100% sure if these notes are legitimate,” Leising said. “I mean, they’ve already arrested and charged people for sending hoax and fake notes in.”

Jason Pack, another retired FBI supervisory special agent, noted that the second message dropped the ransom demand.

“The money is simply gone,” Pack told CBS News on Friday. “No demand. No offer to sell a location. Nothing. People motivated by money do not walk away from $4 million when the plan falls apart. They try to salvage something. This writer asked for nothing at all.”

Pack believes one person wrote both notes.

“Same channel, same habits, same distance from responsibility,” he said. “Whether that person took Nancy or watched the coverage and decided to insert himself is the open question.”

When CBS News asked Nanos about the messages, he said, “Those hostage notes: Are they valid, do we believe they’re valid? We think every one of them’s valid until we show otherwise.”

In an Instagram post Saturday marking six months since her mother’s disappearance, Savannah Guthrie again urged “someone to come forward,” including anyone who might recognize the writing in the ransom notes. She said, “There is a way to end this situation and do the right thing.”

Following a lengthy, and at times unflattering, account in the Wall Street Journal over the weekend of how local investigators handled the Guthrie investigation, Nanos took to social media to address the Guthrie family and concerned citizens.

“We’re still here, we’re not going away,” Nanos said. “If you could just see the team working, you would see the energy, the concern. They’re fired up, and we’ll continue to work this case hard.”

Nanos said he has no doubt the case will be solved.

As the search for Nancy Guthrie continues, the FBI is offering a reward of up to $100,000 for information leading to her location or the arrest of anyone involved in her disappearance, and the Guthrie family has offered a reward of $1 million.

Young Americans have higher credit scores today than before Covid

New York (CNN) — Kelly Klein graduated from college with $100,000 in student loans that she feared would haunt her forever.“I expected I’d never pay off my student debt,” said Klein, who is 31 years old.But flash forward 10 years and Klein is now debt-free, her retirement account is flush and her credit score is pristine.“Every commission check I earned for the first six years went to paying off my debt. Every single penny,” said Klein, who is based in Nashville, Tennessee, and works as a loan officer at a community development financial institution.While millions of Americans are hurting from high prices and low hiring, new research suggests the finances of younger generations are displaying surprising resilience.Americans between the ages of 18 and 29 have higher credit scores today than they did just before Covid-19, according to FICO research shared first with CNN.Not only that, but that youngest generation’s 17-point increase in average credit scores since 2019 is the biggest among any age group FICO measured. The second biggest increase in credit scores over that timeframe was for the 30-to-44 cohort, otherwise known as Millennials.Most of the gains occurred during the initial stages of the health emergency when student loan payments were paused.Experts say younger Americans have benefited from access to better education about the importance of protecting credit scores to hold down payments later in life.“Gen Z is pretty savvy about credit. And they are more aware of credit scores, in part because there have been so many economic headwinds during their lives,” said Matt Schulz, chief credit analyst at LendingTree.‘A lot more knowledge’Overall FICO scores fell slightly between April 2025 and April 2026. However, credit scores for Gen Z are up by one point over that timeframe and roughly half have a very strong FICO score of 700 or above.Klein, who is a Millennial, said she learned valuable lessons about finance and investing from experts on social media. Klein also said she joined a free webinar on opening a brokerage account and familiarized herself with tax strategies and how to maximize credit card rewards.“We have a lot more knowledge than previous generations did. A lot of it was gate-kept, especially from women, and tailored toward men. Luckily, I feel like financial education is more available,” she said.Another factor: Younger borrowers are at or near the beginning of their credit journeys, giving them the most room to grow their credit scores. FICO said it doesn’t take into consideration age when scoring borrowers, but it does evaluate how long someone has been able to successfully make payments on time.As consumers take on different kinds of debt — moving from just credit cards and student debt to car loans and mortgages — they open themselves up to being better borrowers. That’s a key factor in determining credit scores.Schulz compared younger Americans increasing their credit scores with a new driver borrowing Mom or Dad’s car.“The first few times they might put some real restrictions on you. But if you show you can handle it over time, they might not think at all about letting you borrow the car. Credit is very similar,” Schulz said. “Having time and experience handling credit responsibly leads to credit scores being higher.”K-shaped economy is evidentMore emphasis on being responsible borrowers may help explain why, at a high level, average credit scores for younger Americans have held up better than might be expected in today’s economic environment, where high-income earners have seen their wealth grow faster than low-income earners.As of April, nearly half (49.6%) of borrowers aged 18-29 had a strong credit score of 700 or above, according to FICO. That’s up from 41.4% in April 2020.However, there are disparities beneath the surface that underscore the K-shaped economy.For instance, FICO said the score distribution for 18-29 year olds has shifted toward both higher and lower scores “rather than clustering in the middle.”In other words, high credit scores today for young people are higher than in 2019 — but so are low ones.“There’s a lot of fragmentation among Gen Z. Many of them are thriving. Some are struggling and relying on support from parents. We’re definitely seeing a K-shaped economy,” said Tommy Lee, senior director at FICO.3.2 million borrowers are behind on student debtOne pressure facing younger Americans is the spike in housing costs driven by elevated mortgage rates and record-high home prices.The average monthly mortgage payment for a first-time homebuyer is 57% higher than in 2019, according to FICO.Another arguably bigger factor is the return of student debt payments and credit bureau reporting after a Covid-era pause.As of April, about 3.2 million Americans of all ages with a student loan payment due (or 14%) had a recent delinquency (30 days or more past due) reported in the prior six months, according to FICO.Those borrowers who fell behind on their student loans and were deemed delinquent saw their FICO score decline by an average of 38 points.By contrast, another 4.9 million borrowers either resolved a delinquency or moved into another repayment status, such as starting a repayment plan. Those consumers experienced an average credit score increase of 16 points, according to FICO.Schulz, the LendingTree expert, stressed that missed payments carry severe consequences that can haunt borrowers for many years — especially when they need to get a mortgage.“It really only takes one payment 30 days or more late to really do damage to your credit score,” he said.The-CNN-Wire™ & © 2026 Cable News Network, Inc., a Warner Bros. Discovery Company. All rights reserved.
Read Next Story