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First major 2026 Atlantic hurricane forecast predicts below-average season

▶ Watch Video: Researchers predict slightly fewer hurricanes than usual this season

Fewer storms than usual may develop during the 2026 Atlantic hurricane season, researchers say, as climate patterns seem poised to favor below-average activity compared with a typical year.

That prediction anchors the latest annual hurricane forecast from Colorado State University’s Tropical Cyclones, Radar, Atmospheric Modeling and Software team, which was initially released in April and updated Wednesday. 

Colorado State University’s team of experts estimate that 2026 will see nine named storms develop in the Atlantic basin, including four hurricanes and one major hurricane (defined as Category 3 or higher). Those estimates were revised down from 13 named storms, six hurricanes and two major hurricanes, as the researchers originally predicted.

They could occur at any point in the season, which officially runs from June 1 to Nov. 30 and peaks between August and October. Researchers will be keeping an eye on conditions that could hint at their projected timing, since the forecast always carries some uncertainty. Phil Klotzbach, its lead author, said at a news conference unveiling the team’s April predictions that “there are curveballs that could come our way.”

This forecast will be continuously updated as hurricane season progresses. They are closely monitored each year by leaders and residents of hurricane-prone states — especially Florida and states along the Gulf Coast and Eastern Seaboard — readying themselves for the possibilities ahead.

The National Oceanic and Atmospheric Administration has also released its forecast, similarly predicting a below-average season.

“We always recommend, to coastal residents, to prepare the same way for every season,” Delián Colón-Burgos, who co-authored the forecast, told CBS News. 

Hurricane activity this year will dip below 75% of the long-term seasonal average, according to the forecast. If accurate, that would mark a decrease from last year’s hurricane season, which brought 13 named storms, five hurricanes and four major hurricanes, although none made direct landfall in the U.S. in 2025. Federal data show an average season has 14 named storms, seven hurricanes and three major hurricanes.

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Colorado State University’s 2026 Atlantic hurricane forecast released on July 8, 2026, compared with the university’s April forecast and the number of named storms, hurricanes and major hurricanes that develop during an average season. 

Nikki Nolan/CBS News

Colón-Burgos emphasized that communities vulnerable to the hazards of hurricane season should “take it seriously” regardless of the statistics. She said encouraging people to start preparations in advance and remain alert no matter what “is one of the most important things that we want to get across.”

An atmospheric shift

A change in atmospheric conditions that can either coax or suppress the development of Atlantic hurricanes is the main driver of researchers’ below-average forecast, Colón-Burgos said.

That’s primarily because El Niño, the warmer phase of the El Niño-Southern Oscillation, or ENSO, cycle, arrived in late spring,
according to the Climate Prediction Center. A phenomenon defined by shifting sea surface temperatures and precipitation in the Pacific Ocean, the cycle impacts weather across the United States and often foreshadows how busy a hurricane season will be.

During El Niño, Atlantic hurricanes tend to be less intense and less frequent.

The Climate Prediction Center has said El Niño may intensify in the coming months, and last until at least the end of 2026. Forecasters suggest there’s a 63% chance that El Niño will have grown so strong by the end of this year’s hurricane season that it could rank among the largest events of its kind in the historical record, which dates back to 1950.

Whether sea surface temperatures in the Atlantic Ocean rise or fall in the coming weeks is one variable creating uncertainty in hurricane forecasts. Colón-Burgos said how temperature trends shape up could affect future storm predictions.

How many storms will make landfall in 2026?

The current forecast predicts there’s a 32% chance of a major hurricane making landfall somewhere along the U.S. coastline in 2026, and a 35% chance of one making landfall in the Caribbean. While those figures may seem low, researchers note that they don’t account for less powerful storms, which can still be dangerous. 

“It takes only one storm near you to make this an active season for you,” said Michael Bell, who co-authored the forecast, in a statement.

No hurricanes struck the U.S. last year, for the first time in a decade, but some Caribbean islands were hit especially hard. Jamaica, in particular, was devastated by Hurricane Melissa, which made landfall as a formidable Category 5 storm and concluded the 2025 hurricane season.

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A map of tropical systems that formed during the 2025 Atlantic hurricane season.

Nikki Nolan/CBS News

Named storms in 2026

The World Meteorological Organization prepares a list of names that will be assigned to a given year’s tropical storms and hurricanes. 

For 2026, the first named storm was called Arthur. It will be followed by Bertha, Cristobal, Dolly, Edouard and Fay. The list continues alphabetically until wrapping up with Vicky and Wilfred, although not all letters in the alphabet are represented.

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Names that will be given to tropical storms and hurricanes in 2026.

Nikki Nolan/CBS News

A storm receives a name when its maximum wind speeds reach 39 mph, according to the National Hurricane Center. If winds reach 74 mph, the storm becomes a hurricane. “Major” hurricanes are those with winds of at least 111 mph, corresponding with Category 3 or above on the Saffir-Simpson Scale commonly used to rate storms. Such powerful hurricanes are capable of causing catastrophic damage.

Young Americans have higher credit scores today than before Covid

New York (CNN) — Kelly Klein graduated from college with $100,000 in student loans that she feared would haunt her forever.“I expected I’d never pay off my student debt,” said Klein, who is 31 years old.But flash forward 10 years and Klein is now debt-free, her retirement account is flush and her credit score is pristine.“Every commission check I earned for the first six years went to paying off my debt. Every single penny,” said Klein, who is based in Nashville, Tennessee, and works as a loan officer at a community development financial institution.While millions of Americans are hurting from high prices and low hiring, new research suggests the finances of younger generations are displaying surprising resilience.Americans between the ages of 18 and 29 have higher credit scores today than they did just before Covid-19, according to FICO research shared first with CNN.Not only that, but that youngest generation’s 17-point increase in average credit scores since 2019 is the biggest among any age group FICO measured. The second biggest increase in credit scores over that timeframe was for the 30-to-44 cohort, otherwise known as Millennials.Most of the gains occurred during the initial stages of the health emergency when student loan payments were paused.Experts say younger Americans have benefited from access to better education about the importance of protecting credit scores to hold down payments later in life.“Gen Z is pretty savvy about credit. And they are more aware of credit scores, in part because there have been so many economic headwinds during their lives,” said Matt Schulz, chief credit analyst at LendingTree.‘A lot more knowledge’Overall FICO scores fell slightly between April 2025 and April 2026. However, credit scores for Gen Z are up by one point over that timeframe and roughly half have a very strong FICO score of 700 or above.Klein, who is a Millennial, said she learned valuable lessons about finance and investing from experts on social media. Klein also said she joined a free webinar on opening a brokerage account and familiarized herself with tax strategies and how to maximize credit card rewards.“We have a lot more knowledge than previous generations did. A lot of it was gate-kept, especially from women, and tailored toward men. Luckily, I feel like financial education is more available,” she said.Another factor: Younger borrowers are at or near the beginning of their credit journeys, giving them the most room to grow their credit scores. FICO said it doesn’t take into consideration age when scoring borrowers, but it does evaluate how long someone has been able to successfully make payments on time.As consumers take on different kinds of debt — moving from just credit cards and student debt to car loans and mortgages — they open themselves up to being better borrowers. That’s a key factor in determining credit scores.Schulz compared younger Americans increasing their credit scores with a new driver borrowing Mom or Dad’s car.“The first few times they might put some real restrictions on you. But if you show you can handle it over time, they might not think at all about letting you borrow the car. Credit is very similar,” Schulz said. “Having time and experience handling credit responsibly leads to credit scores being higher.”K-shaped economy is evidentMore emphasis on being responsible borrowers may help explain why, at a high level, average credit scores for younger Americans have held up better than might be expected in today’s economic environment, where high-income earners have seen their wealth grow faster than low-income earners.As of April, nearly half (49.6%) of borrowers aged 18-29 had a strong credit score of 700 or above, according to FICO. That’s up from 41.4% in April 2020.However, there are disparities beneath the surface that underscore the K-shaped economy.For instance, FICO said the score distribution for 18-29 year olds has shifted toward both higher and lower scores “rather than clustering in the middle.”In other words, high credit scores today for young people are higher than in 2019 — but so are low ones.“There’s a lot of fragmentation among Gen Z. Many of them are thriving. Some are struggling and relying on support from parents. We’re definitely seeing a K-shaped economy,” said Tommy Lee, senior director at FICO.3.2 million borrowers are behind on student debtOne pressure facing younger Americans is the spike in housing costs driven by elevated mortgage rates and record-high home prices.The average monthly mortgage payment for a first-time homebuyer is 57% higher than in 2019, according to FICO.Another arguably bigger factor is the return of student debt payments and credit bureau reporting after a Covid-era pause.As of April, about 3.2 million Americans of all ages with a student loan payment due (or 14%) had a recent delinquency (30 days or more past due) reported in the prior six months, according to FICO.Those borrowers who fell behind on their student loans and were deemed delinquent saw their FICO score decline by an average of 38 points.By contrast, another 4.9 million borrowers either resolved a delinquency or moved into another repayment status, such as starting a repayment plan. Those consumers experienced an average credit score increase of 16 points, according to FICO.Schulz, the LendingTree expert, stressed that missed payments carry severe consequences that can haunt borrowers for many years — especially when they need to get a mortgage.“It really only takes one payment 30 days or more late to really do damage to your credit score,” he said.The-CNN-Wire™ & © 2026 Cable News Network, Inc., a Warner Bros. Discovery Company. All rights reserved.
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