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Taylor Swift’s history with MSG, from talent competition to wedding bash

Taylor Swift is not shy about her love for New York City, referencing it in several lyrics — from the obvious “Welcome to New York” on “1989” to more subtle references like “Your heartbeat on the High Line” in the song “Cardigan.”

And on her fourth studio album, “Red,” Swift alludes to Madison Square Garden, the venue where sources say she and Travis Kelce plan to host multiple wedding events this week.

In “The Lucky One,” Swift sings about a star who ultimately chooses a quiet life over fame, using the iconic venue as a symbol for the limelight: 

“They say you bought a bunch of land somewhere
Chose the rose garden over Madison Square 
And it took some time, but I understand it now”

But Swift doesn’t appear to be making the same choice as the subject of “The Lucky One.” She and Kelce plan to have a rehearsal dinner Thursday and a bigger celebration Friday at Madison Square Garden, according to two law enforcement sources familiar with the security planning for the events.

Beyond her lyrics, Swift has had a decadeslong history with Madison Square Garden, performing there as early as 2003 and even celebrating her 30th birthday at the venue. 

Here’s a look at her ties to the venue:

Knicks halftime show

Madison Square Garden welcomed Swift to New York in 2003 when she took part in a talent competition during halftime at a Knicks game. Swift sang “Lucky You,” an unreleased original song. 

“I performed at the Knicks’ — at Madison Square Garden’s — Kids Talent Competition at halftime when I was 12 or 13,” Swift told TIME in a 2014 interview. “And ever since then I’ve had this kind of sparkly, magical opinion of Madison Square Garden and the Knicks, since they let me sing when I was a little kid.”

“I love you, New York,” Swift yelled to the crowd during her performance. 

Tour stops

Swift had concerts at Madison Square Garden during two of her tours: “Fearless” in 2009 and “Speak Now” in 2011.

The venue wasn’t part of her later tours, as she needed larger spaces.

taylor-swift-msg.png
Taylor Swift performs at Madison Square Garden during the “Speak Now World Tour” on Nov. 22, 2011, (left) and during the “Fearless Tour” on Aug. 27, 2009 (right).

Larry Busacca/Getty Images / Jason Kempin/Getty Images

Swift also made an appearance during one of Ed Sheeran’s concerts at the venue in 2013. The duo sang their song “Everything Has Changed.”

Taylor Swift joins Ed Sheeran on stage at Madison Square Garden in 2013
Taylor Swift joins Ed Sheeran on stage at his show at Madison Square Garden on Nov. 1, 2013.

Anna Webber/Getty Images for Atlantic Records

Jingle Ball

Swift has performed in five of iHeartRadio’s annual Jingle Ball events at Madison Square Garden. The concerts typically take place in early December. In 2019, the show fell on Dec. 13, Swift’s 30th birthday.

“I had a choice,” Swift said on stage, according to Variety. “Where would I want to spend my 30th birthday? The answer is: you’re looking at it. This is the first show of the 30th year of my life.” 

Radio host Elvis Duran presented Swift with a giant cake featuring images of her cats to celebrate her birthday. 

Taylor Swift at iHeartRadio's Z100 Jingle Ball 2019
Taylor Swift and Elvis Duran pose onstage during iHeartRadio’s Z100 Jingle Ball 2019 at Madison Square Garden on Dec. 13, 2019, Swift’s 30th birthday.

Kevin Mazur/Getty Images for iHeartMedia

Taylor Swift at Z100's Jingle Ball 2012
Taylor Swift performs during Z100’s Jingle Ball at Madison Square Garden on Dec. 7, 2012.

D Dipasupil/FilmMagic/Getty Images

Knicks games

On top of her performances, Swift has sat in “celebrity row” at multiple Knicks games over the years. 

In the 2014 TIME interview, Swift described former Knicks star Amar’e Stoudemire and his then-wife, Alexis, as “the most normal people” at the Met Gala the years she attended. 

“I talk with them and hang with them every time I’m there. So I’ve always had this sort of love of the Knicks, just because Amar’e is so cool,” she said. 

Swift most recently appeared courtside at Madison Square Garden during Game 4 of the NBA Finals, in which the Knicks had an historic comeback against the San Antonio Spurs.  

Este Haim, Taylor Swift, and Mariska Hargitay attend Game Four of the 2026 NBA Finals between the San Antonio Spurs and the New York Knicks at Madison Square Garden on June 10, 2026 in New York City.
Este Haim, Taylor Swift, and Mariska Hargitay cheer during Game 4 of the 2026 NBA Finals between the San Antonio Spurs and the New York Knicks at Madison Square Garden on June 10, 2026.

Al Bello / Getty Images

Young Americans have higher credit scores today than before Covid

New York (CNN) — Kelly Klein graduated from college with $100,000 in student loans that she feared would haunt her forever.“I expected I’d never pay off my student debt,” said Klein, who is 31 years old.But flash forward 10 years and Klein is now debt-free, her retirement account is flush and her credit score is pristine.“Every commission check I earned for the first six years went to paying off my debt. Every single penny,” said Klein, who is based in Nashville, Tennessee, and works as a loan officer at a community development financial institution.While millions of Americans are hurting from high prices and low hiring, new research suggests the finances of younger generations are displaying surprising resilience.Americans between the ages of 18 and 29 have higher credit scores today than they did just before Covid-19, according to FICO research shared first with CNN.Not only that, but that youngest generation’s 17-point increase in average credit scores since 2019 is the biggest among any age group FICO measured. The second biggest increase in credit scores over that timeframe was for the 30-to-44 cohort, otherwise known as Millennials.Most of the gains occurred during the initial stages of the health emergency when student loan payments were paused.Experts say younger Americans have benefited from access to better education about the importance of protecting credit scores to hold down payments later in life.“Gen Z is pretty savvy about credit. And they are more aware of credit scores, in part because there have been so many economic headwinds during their lives,” said Matt Schulz, chief credit analyst at LendingTree.‘A lot more knowledge’Overall FICO scores fell slightly between April 2025 and April 2026. However, credit scores for Gen Z are up by one point over that timeframe and roughly half have a very strong FICO score of 700 or above.Klein, who is a Millennial, said she learned valuable lessons about finance and investing from experts on social media. Klein also said she joined a free webinar on opening a brokerage account and familiarized herself with tax strategies and how to maximize credit card rewards.“We have a lot more knowledge than previous generations did. A lot of it was gate-kept, especially from women, and tailored toward men. Luckily, I feel like financial education is more available,” she said.Another factor: Younger borrowers are at or near the beginning of their credit journeys, giving them the most room to grow their credit scores. FICO said it doesn’t take into consideration age when scoring borrowers, but it does evaluate how long someone has been able to successfully make payments on time.As consumers take on different kinds of debt — moving from just credit cards and student debt to car loans and mortgages — they open themselves up to being better borrowers. That’s a key factor in determining credit scores.Schulz compared younger Americans increasing their credit scores with a new driver borrowing Mom or Dad’s car.“The first few times they might put some real restrictions on you. But if you show you can handle it over time, they might not think at all about letting you borrow the car. Credit is very similar,” Schulz said. “Having time and experience handling credit responsibly leads to credit scores being higher.”K-shaped economy is evidentMore emphasis on being responsible borrowers may help explain why, at a high level, average credit scores for younger Americans have held up better than might be expected in today’s economic environment, where high-income earners have seen their wealth grow faster than low-income earners.As of April, nearly half (49.6%) of borrowers aged 18-29 had a strong credit score of 700 or above, according to FICO. That’s up from 41.4% in April 2020.However, there are disparities beneath the surface that underscore the K-shaped economy.For instance, FICO said the score distribution for 18-29 year olds has shifted toward both higher and lower scores “rather than clustering in the middle.”In other words, high credit scores today for young people are higher than in 2019 — but so are low ones.“There’s a lot of fragmentation among Gen Z. Many of them are thriving. Some are struggling and relying on support from parents. We’re definitely seeing a K-shaped economy,” said Tommy Lee, senior director at FICO.3.2 million borrowers are behind on student debtOne pressure facing younger Americans is the spike in housing costs driven by elevated mortgage rates and record-high home prices.The average monthly mortgage payment for a first-time homebuyer is 57% higher than in 2019, according to FICO.Another arguably bigger factor is the return of student debt payments and credit bureau reporting after a Covid-era pause.As of April, about 3.2 million Americans of all ages with a student loan payment due (or 14%) had a recent delinquency (30 days or more past due) reported in the prior six months, according to FICO.Those borrowers who fell behind on their student loans and were deemed delinquent saw their FICO score decline by an average of 38 points.By contrast, another 4.9 million borrowers either resolved a delinquency or moved into another repayment status, such as starting a repayment plan. Those consumers experienced an average credit score increase of 16 points, according to FICO.Schulz, the LendingTree expert, stressed that missed payments carry severe consequences that can haunt borrowers for many years — especially when they need to get a mortgage.“It really only takes one payment 30 days or more late to really do damage to your credit score,” he said.The-CNN-Wire™ & © 2026 Cable News Network, Inc., a Warner Bros. Discovery Company. All rights reserved.
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