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Best Places to Transfer Your Chase Ultimate Rewards

By U.S. News & World Report

The Chase Ultimate Rewards earned on your Chase credit cards can be redeemed in multiple ways — for statement credits, gift cards or through Chase’s travel portal. However, one of the most valuable options is to transfer points to one of Chase’s 14 travel partners.

This guide will walk you through all of Chase’s travel partners, explain how to transfer points and offer tips on how to maximize the value of those transfers.

[Read: Best Credit Cards.]

How to Earn Chase Ultimate Rewards Points

One of the easiest ways to earn Chase points is by making an eligible purchase with a Chase credit card. But there are also other ways to earn, including:

— Referring friends with the Chase Refer-a-Friend program

— Using the Chase shopping portal, which offers extra points

— Meeting the spending requirement on a sign-up bonus

You can earn Chase Ultimate Rewards points on a number of credit cards, but you can only transfer points to eligible Chase travel partners with four credit cards:

— Chase Sapphire Preferred® Card

— Chase Sapphire Reserve®

— Ink Business Preferred® Credit Card

— Sapphire Reserve for Business? Credit Card

Do Chase Ultimate Rewards Points Expire?

No, Chase points don’t expire as long as your account stays active and in good standing.

Chase Ultimate Rewards Travel Partners: The Full List

Chase has one of the strongest transfer partner rosters on the market, featuring 10 airlines and now four hotel loyalty programs with the latest addition of Wyndham Rewards.

Chase Airline Transfer Partner Related Alliance
Aer Lingus AerClub N/A
Air Canada Aeroplan Star Alliance
Air France-KLM Flying Blue SkyTeam Alliance
British Airways Club Oneworld Alliance
Iberia Plus Oneworld Alliance
JetBlue TrueBlue N/A
Singapore Airlines KrisFlyer Star Alliance
Southwest Airlines Rapid Rewards N/A
United Airlines MileagePlus Star Alliance
Virgin Atlantic Flying Club SkyTeam Alliance

The best Chase airline transfer partner will largely depend on your travel habits and home airport. For example, do you mostly travel within the U.S. or abroad? Do you fly JetBlue or Southwest? What about first class versus economy? Answering these questions can help narrow down which airline partner is best for you.

Chase Hotel Transfer Partner Number of Properties in the U.S.
IHG One Rewards Roughly 4,000
Marriott Bonvoy Over 6,000
World of Hyatt Roughly 900
Wyndham Rewards Roughly 6,000

Since there are only four hotel transfer partners, narrowing down the best one is a little easier. This is because World of Hyatt and Wyndham both still use an award chart, so you know what you’re getting every time. This might make it seem like Wyndham is a top contender, but Wyndham Rewards points are consistently valued less than Chase’s other hotel partners. You’ll get more for your money if you transfer to World of Hyatt.

Chase Cards That Allow Point Transfers

There are four Chase cards that allow you to transfer points to travel partners. These cards also offer a bonus if you redeem points through Chase Travel.

The transfer ratio is 1-to-1, and you need to transfer in 1,000-point increments.

Chase Sapphire Preferred® Card Chase Sapphire Reserve® Ink Business Preferred® Credit Card Sapphire Reserve for Business? Credit Card
Annual Fee $95 $795 $95 $795
Rewards Rate

— Five points per dollar spent on travel booked through Chase Travel

— Three points on dining, select streaming services and online grocery purchases

— Two points on all other travel purchases

— One point on all other purchases

— Eight points per dollar spent on all purchases made through Chase Travel, including The Edit

— Four points on flights and hotels booked direct

— Three points on dining worldwide

— One point on all other purchases

— Three points per dollar spent on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year

— Five points on Lyft rides through Sept. 30, 2027

— One point on all other purchases

— Eight points per dollar spent on all purchases made through Chase Travel, including The Edit

— Five points on Lyft rides through Sept. 30, 2027

— Four points on flights and hotels booked direct

— Three points on social media and search engine advertising

— One point on all other purchases
Points Boost on Chase Travel Up to 1.5 points Up to two points 1.5 to 1.75 points Up to 2 points

If you have multiple Chase cards that earn Ultimate Rewards, you can combine all of your points into one of the four eligible cards — and if your partner or another member of your household has points on their Chase account, you can also combine those.

How to Transfer Chase Points

You can transfer Chase Ultimate Rewards points to travel partners by calling the number on the back of your card or online via your Chase Ultimate Rewards account.

To transfer points online, log into your Chase account and go to Chase Ultimate Rewards. From the Ultimate Rewards dashboard, click on “Transfer points to partners” under “Travel.” You’ll then see the list of transfer partners where you can select the airline or hotel you want to transfer points to.

On the next screen, enter the number of points you want to transfer. Remember that Chase only lets you transfer rewards in 1,000-point increments — so if you need 975 points to complete a booking, you’ll need to transfer at least 1,000 points.

Next, you’ll get to review the details of your transfer. If everything looks correct, click “Submit.” That’s it! Your points will be posted to your loyalty program’s account shortly — from instantly up to seven days, Chase says.

[Read: Hotel Credit Cards]

Tips for Maximizing Chase Ultimate Rewards Points Transfers

Transferring Ultimate Rewards to Chase travel partners can yield tremendous value on your points as long as you transfer them to the right program. These strategies can help.

Confirm Trip Availability

The first step is to make sure that there’s award availability on the trip you want to book with points, says travel expert Scott Mayerowitz, founder of GlobeTrotScott Strategies. If you’re flying, confirm that there are seats available for all the passengers in your group, he says.

“Transfers only go one way,” adds travel credit card expert and author Stephanie Zito. “Don’t move your points to a partner until you’re absolutely sure you’re going to use them there.”

Prioritize High Redemption Value

While Ultimate Rewards generally transfer at a 1-to-1 ratio, not all point transfers are created equal, says Zito. This is clear when it comes to hotel partners.

“Each of those (hotel loyalty) programs have widely different values for making a redemption,” says Mayerowitz.

“For both Marriott and IHG, the points cost to stay one night at a top-tier hotel like a Ritz-Carlton or Intercontinental will commonly cost in the ballpark of 100,000 points per night, while a comparable night at a top-tier Park Hyatt tops out at 40,000,” Zito says.

Use Airline Alliances

When it comes to airline transfers, a little homework before you transfer can help you take advantage of airline partners to save points, says Zito. “Different airlines who belong to the same alliance actually sell the same rewards flights at different prices,” she says.

For example, United, Singapore Airlines and Aeroplan all belong to Star Alliance. “If you want to book a United flight — or any Star Alliance flight — price check all three before you transfer your points,” she says. “You might find that the United flight you want is cheaper via an Aeroplan transfer.”

[Read: Airline Credit Cards]

Take Advantage of Limited-Time Bonuses

“Watch out for transfer bonuses as a way to max out your transfer at no additional cost to you,” says Zito. Chase will sometimes offer bonuses for multiple program partners.

These bonuses can significantly boost the value of your points. For example, if there’s a 50% bonus when you transfer points to Marriott Bonvoy, you would receive 1,500 points after a 1,000-point transfer.

Transferring points to partners with great redemption options could offer higher value than redeeming through Chase Travel, but the best option for you will depend on the Chase card you have and the trip you want to book.

More from U.S. News

Are Travel Credit Cards Good for Occasional Travelers?

The Best Travel Rewards Cards for Every Credit Score

Still Need to Notify Your Credit Card Company If You’re Going On a Trip? It Depends.

Best Places to Transfer Your Chase Ultimate Rewards originally appeared on usnews.com

Update 03/20/26: This story was previously published at an earlier date and has been updated with new information.

US embassies in the Middle East prepare for extended period with reduced staff amid Iran war

By CNN
(CNN) — The State Department is asking US embassies in the Middle East to create plans to continue operating with a small number of staff on the ground, sources told CNN, as the war with Iran shows no signs of resolution.Additionally, personnel who have been displaced from their posts in the Middle East are increasingly being given the option to curtail their assignments, the sources said.The plans have not been finalized, the sources said, and it is unclear if they will be implemented at all of the embassies that are currently on reduced staffing. Still, the developments underscore that the State Department does not expect to return to normal staffing in the region soon amid the looming threat of a full-scale return to war.A State Department spokesperson told CNN that they “do not discuss internal deliberations or post-specific contingency planning,” but noted that the department “continually reviews the security and staffing posture at every diplomatic mission based on conditions on the ground and adjusts personnel levels as appropriate.”“The safety and security of our personnel and their families remains the Department’s top priority as we continue to assess conditions across the region,” the spokesperson said. “Decisions regarding the status of any post are made based on a range of security and operational factors, in close coordination between posts and Washington.”“Personnel matters, including individual curtailment requests, are handled on a case-by-case basis,” they added.The State Department ordered nonemergency personnel and family members to leave almost every diplomatic post in the region shortly after the war began in late February. That has led to nearly six months of uncertainty about whether the posts would be able to return to normal and all diplomats could return. The plans for “reduced operations,” once finalized, could provide some clarity to US diplomats and their families who have been displaced.Meanwhile, efforts to bring the war to an end have faltered. The memorandum of understanding between the two sides has collapsed. There was more than a week of back-and-forth strikes at the end of July. A renewed push for an agreement to fully reopen the Strait of Hormuz has yet to succeed.The State Department did not reduce staffing at most of its embassies in the region before the US and Israel began their military campaign. Ahead of the war, only Lebanon and Israel were in ordered and authorized departure status, respectively. Authorized departure means nonemergency personnel and family members could choose to leave but were not required to.Within weeks, as US diplomatic facilities across the region came under attack by Iran and its proxies, the department ordered nonemergency personnel and families to leave Bahrain, Iraq, Jordan, Qatar, Saudi Arabia and the United Arab Emirates. The US Embassy in Kuwait suspended operations entirely in March and only resumed emergency operations for Americans in late June. It remains under ordered departure. The US Embassy in Oman is under authorized departure.The sudden drawdown in staffing left diplomats and family members, many of whom had years left on their assignments, scrambling to find housing and to enroll their children in school back in the US. However, because it was unclear how long embassies would operate with reduced staffing, families couldn’t make longer-term commitments when they returned home. If normal operations resumed, they would be expected to quickly return to the Middle East.One diplomatic spouse said their family has been “hopping around to different housing situations this whole time,” because they couldn’t risk the potential financial repercussions of signing a long-term lease and breaking it.“We’ve had evacuations in various parts of the world, but this is different in that there’s such a large portion of people from one part of the world with so many people coming back to one spot,” they added.Those who were forced to leave the region left behind almost all of their belongings, as well as support networks of friends who can be critical to an overseas posting.The diplomatic spouse told CNN they feel “a tremendous sadness” for “the people we care about and the work that we’re part of” in the region.“We had no idea when we walked out of our house in March that we not only wouldn’t be returning in six months, but now the reality is, we won’t be returning at all,” they said, requesting anonymity due to concerns of retaliation.Under State Department rules, diplomatic posts cannot have their “ordered departure” status extended for more than 180 days. Once that limit is reached, if they are unable to return to normal status, they switch to “restricted operations,” which includes caps on in-country staffing. The State Department’s foreign affairs manual notes that restricted status “is intended as a temporary measure to address safety and security,” but “it may continue as long as necessary to ensure that adequate safety and security measures are in place.”For the posts in the Middle East, restricted operations status will likely mean no children and few spouses will be allowed to return, sources said.The State Department spokesperson said the department remains “committed to supporting our workforce and their families throughout this process and will provide updates through appropriate channels as decisions are made.”It will also mean a continued shortage of US diplomats on the ground. For those who are still not able to return to their posts, they may try to curtail, but it is not clear whether there are enough alternate jobs for them.And fewer diplomats on the ground could impact the State Department’s ability to provide quick consular assistance to Americans abroad and to advance the administration’s priorities, former diplomats said.“When you have fewer people, there’s less you can do, and there’s a lot that you cannot do remotely,” said John Bass, a former career diplomat who served as an under secretary of state for management.“The fewer diplomats you have in country, the fewer people you have who are focused on what is happening in that country, in that government, keeping tabs on key issues for the United States,” he explained. “You’ve got fewer people there to be promoting the US government’s views on what is happening and why, and what is in our interests and the interests of that country, working together, to try to solve a common problem.”He noted that leaders might discuss a broad agreement on a matter, but it comes down to the experienced diplomats on the ground “to be able to really get into the details with that host government about how to move forward.”Bass, who was an ambassador to Turkey, Georgia and Afghanistan, told CNN that the restricted operations status could potentially last “for months, if not years.”The State Department spokesperson disputed the idea that diplomatic efforts by the US have been “limited” by having fewer people on the ground.“We have seen sustained engagement from the highest levels of the Trump Administration with our partners in the Middle East, and our relationship with our allies in the region continues to get stronger,” they said.The-CNN-Wire™ & © 2026 Cable News Network, Inc., a Warner Bros. Discovery Company. All rights reserved.
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